Credit Data Analyst
Location: Lagos
Employment Type: Full-time
Job Purpose
- The Credit Data Analyst is responsible for collecting, cleaning, analyzing, and interpreting credit-related data to support risk management, lending decisions, and portfolio optimization.
- The role enhances credit policy, early warning systems, and data-driven insights to improve portfolio quality and operational efficiency.
What You’ll Do
- Analyze portfolio performance across delinquency, NPLs, roll rates, vintage curves, and recoveries
- Build dashboards and automated reports using SQL, Excel, Power BI/Tableau
- Support credit scoring and risk model development/monitoring
- Develop early warning indicators for high-risk accounts
- Provide insights to improve underwriting strategy and credit policy
- Support regulatory reporting, audits, and data governance
What We’re Looking For
- Bachelor’s Degree in Statistics, Mathematics, Economics, Finance, Data Science, or related field
- 3–5+ years in Credit Analytics, Risk Analytics, or Data Analysis within Financial Services
- Strong SQL, Excel, and Python/R skills
- Experience with Power BI, Tableau, or Qlik is a plus
- Solid understanding of credit risk metrics (PD, LGD, NPLs, delinquency buckets)
- Prior experience in Banking, Fintech, Microfinance, or Lending preferred.
Salary
N400,000 - N600,000 / Month.
Application Closing Date
Not Specified.
How to Apply
Interested and qualified candidates should send their Applications to: patience.asukwo@conceptgroup-ng.com using the Job Title as the subject of the email.
Note: Experience in the Financial Sector is a Must.