Financial Analyst
Location: Maryland, Lagos
Employment Type: Full-time
Industry: Microfinance Banking
Department: Financial Planning & Accounts
Job Summary
- We are seeking a highly analytical and detail-oriented Financial Analyst to join our team. The ideal candidate will be responsible for evaluating financial data, preparing insightful reports, and supporting strategic decision-making within the organization.
- The role also involves assessing credit and financial risks, analyzing investment opportunities, and providing data-driven insights to enhance the Microfinance Bank’s financial performance and ensure regulatory compliance.
Key Responsibilities
- Analyze and interpret financial statements (Income Statement, Statement of Financial Position, and Cash Flow Statement)
- Identify trends in income, expenses, and overall profitability
- Develop financial models for forecasting, budgeting, and investment analysis
- Conduct variance analysis between budgeted and actual performance
- Monitor key performance indicators (KPIs) and provide actionable insights
- Conduct market research and competitor analysis to guide business strategies
- Collaborate with cross-functional teams to assess financial impact of projects
- Evaluate financial risks and support risk management initiatives
- Analyze investment opportunities and provide recommendations
- Forecast returns, risks, and market trends
- Ensure compliance with financial reporting standards and banking regulations
- Track economic trends, industry developments, and competitor performance
- Support the Head of Treasury in managing and optimizing the investment portfolio
- Provide data-driven insights to support management decisions
- Conduct financial analysis across various business units
- Perform any other duties as assigned
Key Performance Indicators (KPIs)
- Timeliness and accuracy of financial reports and analyses
- Number of actionable, data-driven recommendations delivered quarterly
- Variance levels between projected and actual financial performance
- Accuracy and reliability of forecasts and financial models
Job Requirements
- Bachelor’s Degree in Finance, Accounting, or a related field (Master’s degree is an added advantage)
- Professional certifications such as ACA, ACCA, CFA, or equivalent
- Proven experience as a Financial Analyst or in a similar role, preferably within a large organization
- Strong proficiency in Microsoft Excel and other Microsoft Office tools
- Sound knowledge of financial modeling and data analysis tools
- Strong understanding of accounting principles and financial reporting standards
Skills & Competencies:
- Strong analytical and problem-solving skills
- High level of integrity and professionalism
- Excellent attention to detail
- Strong communication and interpersonal skills
- Ability to work collaboratively in a team environment
- Familiarity with business intelligence tools (e.g., Power BI, Tableau)
- Experience with ERP systems (e.g., SAP, Oracle NetSuite, Microsoft Dynamics 365).
Salary
Very Attractive and Competitive.
Application Closing Date
30th April, 2026.
How to Apply
Interested and qualified candidate should:
Click here to apply online